Credit Info

If you don’t meet the required credit score to get business funding, we can do one of two things

1. Add a tradeline to your credit file to increase your credit score in two to three weeks.
2. You can sign up for our credit restoration services.

The importance of good credit for business funding

• Good credit is a crucial factor when seeking business funding. Lenders and investors assess credit scores as a financial responsibility and risk measure. A strong credit history demonstrates reliability in repaying debts, increasing the likelihood of approval for loans, lines of credit, and other financing options.
• Good credit also unlocks better interest rates, lower fees, and more favorable terms, which can significantly impact a business’s financial health. On the other hand, poor credit may lead to higher borrowing costs or even outright denial of funding, limiting growth opportunities.
• Maintaining good credit by making timely payments, keeping debt levels manageable, and monitoring credit reports for errors ensures a business remains financially viable and competitive. In short, strong credit is not just an advantage—it’s necessary to secure the capital needed to start, sustain, and scale a successful business.

Dispute negative items on your credit report

• Will send certified letters on your behalf to dispute errors, inaccuracies, and incompleteness we find on your credit report. You may be eligible for statutory damages from $100 to $1000 per FCRA violation if the credit bureaus commit FCRA violations against you.